Mr Sanjeev Nautiyal began his career with SBI as a Probationary Officer on October 1st, 1985. He holds an M.B.A and is also a Certified Associate of Indian Institute of Bankers (CAIIB).
In his 36 years with SBI, Mr. Nautiyal has had wide ranging exposures to various areas viz; i) Lending to MSME/Mid-Corporates, Retail (Housing, Auto, Personal Loans), Agriculture & Micro Loan Segments ii) Financial Inclusion, iii)International Banking iv) Life Insurance v) Human Resource Management. He assumed various Leadership positions at SBI and delivered very significant contributions in these roles.
As Deputy MD (Financial Inclusion & Micro Market), he oversaw portfolio in Agriculture and Micro Loans of Rs 2.45 lac crores, serving 1.35 crore customers, driving numerous policy initiatives towards embracing Digital in the Lending portfolio. Under his stewardship stitching of Partnerships/Collaborations with NBFCs/NBFC-MFIs for Digital Co-Lending were undertaken.Partnership with Agritechs for Sourcing, Servicing and Collection of Micro-Loans was put in place. Lending to NBFC/NBFC-MFI for Onlending to Micro Segment /Priority Sector and Pool Purchase (Purchase of Micro Loan Portfolio) from NBFC/NBFC-MFI were also expanded.
As MD and CEO, SBI Life Insurance, he oversaw the Largest Bancassurance Channel among all Life Insurers & Biggest Agency Channel among Private Players. Digital Adoption & Protection/Non Par Business was focused. Distribution Channels were strengthened. Many New partnerships were put in place.
As i) Chief General Manager, Gujarat State, in charge of 1300 Branches and ii) General Manager (Rajasthan & Agra Zone) overseeing 600 Branches, all business and operation issues resided under his charge. SME, Retail (Housing, Auto, Personal Loans) & Agriculture Loans saw a big boost.
He served as Regional Head for Middle East, West Asia & North Africa based out of Bahrain and Dubai. He was responsible for all issues related to Business & Operations for Six Branches (Two in Bahrain; Dubai; Jeddah; Muscat; Doha) & Three Representative Offices ( Istanbul; Cairo;Tehran) of SBI spanning Eight Countries.
As CEO, Full Commercial Branch, Bahrain, local lending to SME and Retail segments saw tremendous growth.
He successfully managed Large Teams involving Business Development, Strategy and Execution. Adherence to i) Risk ii) Regulatory Compliance, and iii) Audit Frameworks remained central to his engagements. Delivering excellent and efficient Customer Service was always at the forefront of his motivation and focus.
In addition to having been a Whole Time Director at SBI Life (a listed entity), he was also on the Board of SBI FOUNDATION (CSR arm of SBI). He was also a permanent invitee to all the meetings of SBI Central Board, Executive Committee of Central Board, Audit Committee, Risk Management Committee, Compliance Committee, Customer Service Committee, IT and Digital Strategy Committee.
Kept abreast on the learning path through completion of online courses on Business/Organisation/Management : Edx (Five Courses) and Harvard ManageMentor
(30 Courses)
External Trainings Attended
1)IIM Lucknow : Leadership
2)SP Jain Institute of Management, Singapore : Leadership
3)Berkeley University (Collaborated with AIMA) Silicon Valley, California : Disruptive Innovation and Open Business Model
4)Harvard University, Boston (Linkage's 20 Conversations@Harvard) : Leadership, Strategy, Execution
5)IDRBT, Mumbai : Certification Programme on IT & Cyber Security
As part of Investor Outreach at SBI LIFE, he met Investors at Hong Kong, Singapore, London, New York, San Francisco and Boston.
Current Engagements after retirement from SBI
1)Independent Director, Life Insurance Corporation(LIC)
2)Advisor,Investment Committee,Postal Life Insurance(PLI)
3)Advisor,Insolvency Proceedings(CIRP) of Reliance Capital